hmph, so these jokers sent me a letter letting me know that our contract has changed. Oh really? When did we sit down and negotiate this?

Right the best part is that they now deem a 'foreign transaction' one that may involve an online retailer from a foreign country. Mr BoA that's an awfully broad definition and cant wait to see how you apply this.

Face it. You big shots in the banks, at the tippy top that got used to sickly ROI while being allowed to take on risks that not even you could understand, are going to have to get used to the new idea of finance which is less ROI and less pay. You are going to have to get used to the idea that the Wild West of Banking has come to an end and it has nothing to do with a change at the White House or Capital but has to do with the house of cards you built.

Had you been smart at the gamble you wouldve sold out and gone and lived in Barbados about 5 years ago. Unfortuantely some of you stuck around a wee bit too long....so you suffer in your foreclosed company like millions of others. Some of it will come about to have been Criminal I am certain but in the meantime, raise my fees, raise people's rates in the dark of night, because the internet changes the competitive ballgame. A quick search shows me some wonderful ROI and control at Everbank. Lets see what a quick switch nets me.